| Insurable objects |
Insurable risks |
Special claims payments |
| Operating buildings |
Storm including hail, snow and ice pressure, sleet, other damage caused by natural catastrophes such as:- floods
- heavy rain, overflowing gulleys
- landslide, avalanches, earthquake
|
Costs of clearing up and disposal |
| Stores, work halls |
Fire |
Costs of movement and protection, cost of decontamination and disposal of soil |
| Office buildings |
Technical damage incl. sabotage and vandalism |
Extra costs of official requirements |
| Retail greenhouses, garden centres |
Glass breakages |
Loss of rent for residential premises |
| Business premises |
|
Site fixtures and fittings within a radius of 20 m are co-insured |
| Residential buildings |
|
Supply and drain pipes for water supply at the insurance location |
| Buildings during the construction phase |
|
Further additional claims payments through wide-ranging comprehensive declaration |
| |
|
Special costs for scaffolding, etc., goods, decorations, plants up to €1,000 |